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Jim Kesterson

1401 Southwest Blvd
Jefferson City, MO 65109-2484

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I have been an agent with State Farm for 26 years.  I am fortunate to work in this great community and have been active throughout the years in several civic organizations.  Jefferson City is a community rich with tradition and outstanding residents.  As the state’s capitol, we are home to state agencies that encompasses thousands of people working with Missouri residents providing a multitude of services.

I am married to my wonderful wife, Ellen, and have three boys.  They have great families and all reside in Missouri.  My wife Ellen also works for State Farm so it’s certainly a family affair.

When I  began my State Farm career, I worked for ten years in life and health company operations in Columbia MO.  The opportunity to work directly with insureds to help them protect what is important to them and recover from the unexpected was too exciting for me to pass up and is why I chose to become an agent.  I have thoroughly enjoyed it.  Over the years I have had the great honor of working with many outstanding policyholders.  It motivates me and my team to do everything we can to provide outstanding products from a company second to none.

I have also had the great honor to serve my country in the Missouri Army National and retired as a Colonel in 2015.

We look forward to working with you to provide superior products and services.  Don’t be surprised if we ask questions about you and your family.  We want to get to know you and care a great deal about what’s going on in your life. ~

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Office Hours

Mon-Fri 8:30am to 5:00pm

Saturdays and Evenings

by Appointment

1401 Southwest Blvd
Jefferson City, MO 65109-2484
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Serving the auto, homeowners, renters and life insurance needs of the Jefferson City, MO area since 1996.  We strive to provide quality insurance services while recognizing customer needs for auto, home, life, and financial services products. Our team strives to provide quality and friendly customer service.  Stop in, click or call us for a FREE insurance quote!  We would love to work with you!

Riki Matl, Office Manager Account

Jenna Kosmatka, Account Representative


Riki Matl

Office Manager

Hi, my name is Riki at I have worked with Jim Kesterson since June 2016. I have a license to market auto, home, life, and health insurance. I have enjoyed getting to know all our policyholders. We moved here from Chicago 6 years ago and have enjoyed our time here. I have 2 great kids that I try and visit as much as I can. I have been married since 1995 to my wonderful husband Dennis. We love to travel and explore new places. We love to take the convertible out and go exploring with the top down and the wind blowing around us. Call me for a quote, I would love to help with your insurance needs.


Jenna Kosmatka

Office Associate

I was raised in Jefferson City, Missouri. I have been at Jim Kesterson's State Farm Office since February 2022. Outside of work I enjoy golfing, traveling, and spending time with family and friends. Contact me to discuss your auto insurance, home insurance, and life insurance needs. I am happy to help make sure you are properly insured!